Actuarial opinion wage and pension losses
 

There are many cases in which the employee's provisions do not correspond to the required rates or amounts, whether subject to the employee's employment agreement / other agreement to which an employer is subject to or a law such as the mandatory pension law.
There are cases of salary and/or pension losses in events such as the dismissal, death, or disability of an employee,
Which is accompanied by an appeal to the lawyer who manages the case.

Reasons for contacting the actuary:

• Pension contributions are lower than required, which results in lower insurance coverage than required, in case of death or disability.

• Changes in terms of insurance policy led to disruptions in the savings or insurance structure of the policy.

• Changing the terms of the policy by the insurance agent causes a failure in the mix of the employee's savings portfolio.

• Wage components such as bonuses have been paid on a monthly basis but weren't defined as pensionable wages, which results in an impairment of the amount of the final pensionable savings and exposes the employee and his family to lower insurance coverage in the event of death or disability.

• Structure of the total salary in terms of basic salary / overtime - incorrect calculation by an employer either maliciously or due to human error, may lead to a situation where the employee's salary does not accurately express the additional salary he should receive for the extra hours.

There are other cases in which I was required to give an expert opinion, therefore each case is examined in an individual and unique way to express the impact
of the damage caused to the customer.